BizPerManagement.net
Blueprints for Business and Personal Management
BizPerManagement.net

Who wants a Debt-Free Living?

As the recession takes it full swing, more on more people are drowning in debts and are seemingly unable to get out of it. In fact, the average U.S. family is in debt to over $9,000 with unsecured debt (i.e. credit cards), according to a recent survey. In our quest to pursue the American dream and live it prematurely, we are putting our financial futures at risk. We try to keep at pace with the Joneses at the expense of draining our financial resources. << MORE >>

Search Engine Marketing for Real Estate Professionals

There two most important and practical aspects of the real estate sales process that a professional should give attention to: getting the leads and getting found by prospective leads. The first can easily be done by calling on or mailing proposals to prospective clients via a list. However, the other one needs a website that is search engine optimized. << MORE >>

Persistence in Doing Business

I know the price of success: dedication, hard work, and an unremitting devotion to the things you want to see happen. ~ Frank Lloyd Wright

Managing and owning your own small business is not as easy as it seems. What do you do when you don’t see profits over the last six months? When you are incurring cost after cost which you have not anticipated during your small business planning? When the people you hired are not delivering the performance you expected? When the marketing and advertising campaigns you launched seem to have not ...
<< MORE >>

Bad Credit: Another Chance?

A healthy financial life means having well managed credit lifestyle or ideally, a debt-free lifestyle. But for some of us who failed to manage our spending and are faced with bad credit credit cards and bad credit loans, this is quite a difficult dilemma.

On the other hand, it is not entirely a hopeless situation. Because there are still lenders and finance institution there who are willing to give you another chance at rectifying financial mess. You can select to wide array of credit facilities and see what one time loan can give you the relief you need.

Is Buying an Existing Small Business or Franchise a Better Alternative?

Why buy an existing small business or franchise rather than start from scratch? What are the benefits of buying a established small business? There are at least three major benefits as follow:

1. Immediate Savings

When you buy an established small business or franchise, you save time, energy, and money out rightly. You also skip the lengthy process of researching and creating business plans and models, for these things were already taken care of. Usually when individuals decide to sell a business they prepare a business plan or offering summary for you.
<< MORE >>

Finding Job Made Easy

I agree with Ina Teves, an OD Consultant, when he admonished a job seeker:
True preparation for the job interview – and for the job itself – starts with knowing yourself. Examine your accomplishments, your hobbies, things that get you motivated, comments from friends and mentors about what you are good at. These all point out where your gifts lie, where your heart finds joy, and where you might shine. Take a look at situations that make you watch the clock, that rob you of energy, and that make you feel like you’re doing penance...
<< MORE >>

A Quick Note on Small Business Planning

When planning for a year, plant corn. When planning for a decade, plant trees. When planning for life, train and educate people. (Chinese Proverb)
Small business planning is like water to a thirsty plant. It keeps our small businesses vital and thriving. Without small business planning, your small business will never be as healthy as it could be and may even sicken and die. But many small business owners don’t do the small business planning they should...
<< MORE >>

Sheltering Small Businesses from Recession

The recession in the US is no longer a speculation. It is here, and it is real. The IMF said,
“U.S. economic growth will slow to 1.5 percent in 2008 down from an estimated growth rate of 2.2 percent in 2007. The 2008 projection is lower than the IMF's October 2007 prediction of 1.9 percent.”
This is being felt already by most of us. What is the impact of this economic slow down to us small business owners? Two things come to mind:
  • First, this should make us more conservative in our capital spending ...
<< MORE >>